Below you will find some useful direct links to other help available:

The Cumbria Flood Bulletins are avilable here

Insurance – Business Interruption Claims:

Go to the Association of British insurers to find out how to prepare a claim.

Repairs, Clean-up and Recovery - Local Suppliers able to help with Flood Relief Work

Local Suppliers able to help with Flood Relief Work. [pdf]

a guide to construction and other contractors

 

Temporary Replacement Accommodation:

See what is on offer here on our Sites and Premises Availability List [pdf - December issue]

       There is a link to other property in South Lakeland here

Financial Help:

If you need finance to help you safeguard jobs or undertake capital investment, several sources of funding can be made available these are listed on the FE finance pages as follows:

• Business Finance Leaflet
  
   
• £1-5000 for job safeguarding under local grant schemes
  
  
• Grant for Business Investment  up to 25% eligible costs for "sme" sized firms and 15% for large firms
  
  
•  Council Tax and Business Rate Help for Flood Victims within SLDC

 

• Farm Flood Debris Recovery Grant Scheme - Details can be found at http://www.cumbria.gov.uk/business/regeneration/rpde/ffdrgs.asp.  The fund can provide support up to a maximum of £6,800 per farm directly affected by flood waters.  The grants will enable farmers to hire specialist equipment or contractors to remove household debris, such as fridges, vehicles and trees, which were washed onto their lands during the floods. The costs of the removal of gravel are eligible, however it can only be moved onto the edge of a field subject to the necessary consents from the Environmental Agency and Natural England. 

Federation of Small Businesses Members:

Crisis loan for members of the Federation of Small Businesses (FSB)
The FSB Website can be found here

The FSB is offering members a £5,000 interest-free loan, repayable within one year, or thereafter charged at 1% above base rate. Applicants must be full members of the FSB and able to demonstrate their solvency prior to the crisis (i.e. by their last business balance sheet or equivalent). To find out more please contact Teresa Seed at the FSB on 01772 712 033

 

HM Revenue & Customs (HMRC) Practical help for people affected by flooding (Helpline  0845 3000 157 ):

The special Helpline for anyone affected by the recent floods offers fast, practical help and advice between 8am and 8pm Monday to Friday and 8am to 4pm Saturday and Sunday. Each call to the helpline will be handled on its own merits but HMRC may be able to help by:

• agreeing a revised payment schedule when customers are unable to pay due to financial difficulties caused by the flooding
  
• agreeing practical arrangements where individuals and businesses cannot comply with their tax obligations perhaps because their records have been lost or destroyed in the flooding
  
• reviewing any penalties or not imposing additional surcharges that may be triggered where customers have missed deadlines as a result of the flooding
  
• providing help and advice in dealing with other practical, tax related matters arising as a result of the flooding

The service is available for all HMRC taxes, including VAT, Corporation Tax, Income Tax and NICs (PAYE) and for individuals affected by the flooding.